TSI Telephone and Data is one of the fastest growing telephone interconnect companies in the Mid-South, growth due in part to our commitment to quality and a genuine concern for our customers. In 1988, after working in the industry for more than 35 years, our founder opened the Telephone and Data division of TSI Electronics, Inc. , earnest in the principle that we could provide telecommunication equipment, as well as service second to none, promptly and at a rate well below the industry standard.
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What Are the Benefits of Leasing?
The age old question when it comes to technology has always been "What if I buy something today, and then next year something better comes along?". This is especially true when it comes to telecommunications. Your needs this moment may be for six telephones and two outside lines with no voice-mail. What if a year from now you find that you are growing so fast that you need to double the size of your system? What if you decide you really need voice-mail after all?
If you purchase a telecommunications system using upfront out of pocket cash, when it comes time to grow the system you have to find another lump sum of money to make the upgrades. This can make your telecommunications system feel like a cash hog, a black hole that you have to keep throwing your money into. If you leased the equipment instead of purchasing it, you just add the new equipment into the lease. You pay a few dollars more per month to expand to what you need and save your capitol for growing your business.
In rare circumstances the telecommunications system you have is not capable of performing the new tasks that you now require. We have lease programs that protect you in that instance as well. NEC Leasing offers a Tech Protect product which allows you to trade back all or part of your current Tech Protect leased equipment for the upgrades that you require, at no penalty to the lease-holder. Simply put, expand or completely replace your Tech Protect leased system any time after the first year without rollover or upgrade charges. So, in many ways it makes better business sense to lease rather than own.
If you purchase a telecommunications system using upfront out of pocket cash, when it comes time to grow the system you have to find another lump sum of money to make the upgrades. This can make your telecommunications system feel like a cash hog, a black hole that you have to keep throwing your money into. If you leased the equipment instead of purchasing it, you just add the new equipment into the lease. You pay a few dollars more per month to expand to what you need and save your capitol for growing your business.
In rare circumstances the telecommunications system you have is not capable of performing the new tasks that you now require. We have lease programs that protect you in that instance as well. NEC Leasing offers a Tech Protect product which allows you to trade back all or part of your current Tech Protect leased equipment for the upgrades that you require, at no penalty to the lease-holder. Simply put, expand or completely replace your Tech Protect leased system any time after the first year without rollover or upgrade charges. So, in many ways it makes better business sense to lease rather than own.
Different Lease Types
$1.00 Purchase Option: This type of lease is more of a traditional loan. The equipment can be depreciated for tax* purposes. Any upgrades or changes to the equipment are subject to upgrade or rollover charges from the leasing company. Purchaser owns equipment after $1.00 payment at end of lease.
Fair Market Value Purchase Option: This type of lease is more like a rental agreement. Equipment cannot be depreciated, but payments can be treated as an operating expense for tax* purposes. Any upgrades or changes to the equipment are subject to upgrade or rollover charges from the leasing company. Purchaser owns equipment after payment of fair market value determined by leasing company at end of lease, or lease can be renewed with existing equipment.
Tech Protect from NEC Financial Services : This type of lease is a rental agreement. Equipment cannot be depreciated, but payments can be treated as an operating expense for tax* purposes. Upgrades or changes to the equipment are not subject to upgrade or rollover charges from the leasing company and can be added at any time after 12 months. Purchaser owns equipment after payment of fair market value determined by leasing company at end of lease, or lease can be renewed with existing equipment or all new equipment.
Maintenance and/or service contracts can be included in any of the above lease options, so you can have a telecommunications system that is worry free for the length of the lease.
Leases usually require 2 upfront payments, but as with most things in life this can be negotiable.
* Subject to applicable accounting and tax guidelines – lease term, payments, etc., can affect the treatment of the lease – customers should check with their accountant or tax adviser.
Fair Market Value Purchase Option: This type of lease is more like a rental agreement. Equipment cannot be depreciated, but payments can be treated as an operating expense for tax* purposes. Any upgrades or changes to the equipment are subject to upgrade or rollover charges from the leasing company. Purchaser owns equipment after payment of fair market value determined by leasing company at end of lease, or lease can be renewed with existing equipment.
Tech Protect from NEC Financial Services : This type of lease is a rental agreement. Equipment cannot be depreciated, but payments can be treated as an operating expense for tax* purposes. Upgrades or changes to the equipment are not subject to upgrade or rollover charges from the leasing company and can be added at any time after 12 months. Purchaser owns equipment after payment of fair market value determined by leasing company at end of lease, or lease can be renewed with existing equipment or all new equipment.
Maintenance and/or service contracts can be included in any of the above lease options, so you can have a telecommunications system that is worry free for the length of the lease.
Leases usually require 2 upfront payments, but as with most things in life this can be negotiable.
* Subject to applicable accounting and tax guidelines – lease term, payments, etc., can affect the treatment of the lease – customers should check with their accountant or tax adviser.
Examples of Telecommunications Systems and their Lease Payments
Small Business Non-IP
Traditional non-ip telecom system equipped as follows:8 Digital stations
2 Analog stations
4 Outside C.O. lines
4 port 16 hour voice mail
2 PC Assistant for Outlook integration
1 PC Attendant
Call Reporting software for up to 20 users
$1.00 Buyout Fair Mkt Value Tech Protect
36 month $183.24 $155.74 $170.01
48 month $143.52 $128.52 $142.67
60 month $119.82 $108.11 $119.82
16 Digital stations
24 Outside C.O. lines on PRI
4 port 125 hour voice mail
16 Seats of Unified Messaging (voice-mail delivered to e-mail)
1 port of faxmail integration
15 PC Assistant for Outlook integration
1 PC Attendant
Call Reporting software for up to 20 users
48 month $143.52 $128.52 $142.67
60 month $119.82 $108.11 $119.82
Large Business Non-IP
Traditional non-ip telecom system equipped as follows:16 Digital stations
24 Outside C.O. lines on PRI
4 port 125 hour voice mail
16 Seats of Unified Messaging (voice-mail delivered to e-mail)
1 port of faxmail integration
15 PC Assistant for Outlook integration
1 PC Attendant
Call Reporting software for up to 20 users
$1.00 Buyout Fair Mkt Value Tech Protect
36 month $390.00 $331.87 $362.26
48 month $305.83 $273.85 $304.01
60 month $255.32 $230.37 $255.32
48 month $305.83 $273.85 $304.01
60 month $255.32 $230.37 $255.32
Small Business VoIP
VoIP telecom system equipped as follows:8 Voice Over IP stations
3 Softphone clients
4 Outside VoIP lines
4 port 16 hour voice mail
2 PC Assistant for Outlook integration
1 PC Attendant
Call Reporting software for up to 20 users
$1.00 Buyout Fair Mkt Value Tech Protect
36 month $254.90 $216.90 $236.77
48 month $199.89 $178.98 $198.69
60 month $166.87 $150.56 $166.87
16 Voice Over IP stations
16 Softphone clients
24 Outside C.O. lines on PRI
4 port 125 hour voice mail
16 Seats of Unified Messaging (voice-mail delivered to e-mail)
1 port of faxmail integration
15 PC Assistant for Outlook integration
1 PC Attendant
Call Reporting software for up to 20 users
48 month $199.89 $178.98 $198.69
60 month $166.87 $150.56 $166.87
Large Business VoIP
VoIP telecom system equipped as follows:16 Voice Over IP stations
16 Softphone clients
24 Outside C.O. lines on PRI
4 port 125 hour voice mail
16 Seats of Unified Messaging (voice-mail delivered to e-mail)
1 port of faxmail integration
15 PC Assistant for Outlook integration
1 PC Attendant
Call Reporting software for up to 20 users
$1.00 Buyout Fair Mkt Value Tech Protect
36 month $518.29 $441.03 $481.43
48 month $406.42 $363.93 $404.01
60 month $339.30 $306.15 $339.30
48 month $406.42 $363.93 $404.01
60 month $339.30 $306.15 $339.30
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